Effective and Last Updated: October 21, 2026
These Terms form an agreement between you and QwickPe Tech LLP ("QwickPe", "we", "us" or "our") for the qwickpe.com website, the QwickPe Android application and related services (the "Platform"). Android is publicly available through Google Play. The iOS app and any feature labelled “coming soon”, “planned”, “beta” or similar are not yet generally available.
By creating an account, submitting a transaction, clicking an acceptance control or otherwise using a service feature, you agree to these Terms and the policies linked below. If you do not agree, do not use that feature.
QwickPe operates a technology marketplace intended to connect eligible buyers seeking a card-linked marketplace offer with eligible cardholders who choose to fulfil an order, subject to the rules of the card issuer, Merchant and service providers.
You must be at least 18, legally capable of contracting, resident in India, and use the Platform only for lawful purposes. You must provide accurate information, keep credentials and OTPs confidential, and promptly report suspected account misuse. We may request proportionate verification where needed for security, fraud prevention, partner requirements or law.
You may maintain only the number of accounts we expressly permit. You may not sell, transfer, rent or share an account; impersonate another person; or allow another person to bypass eligibility, verification or limits through your account. You are responsible for activity performed through your authenticated account unless you promptly report unauthorised access.
Bank offers and marketplace terms can change without notice. Before a transaction, each user must confirm eligibility, exclusions, return conditions and total price. A cardholder must use only a payment instrument they are authorised to use and must independently confirm that the proposed transaction is permitted by the card issuer and merchant. QwickPe does not authorise anyone to breach a bank, card-network or marketplace rule.
The merchant—not QwickPe—is responsible for product description, authenticity, quality, warranty, fulfilment, shipping and the merchant's return decision. Third-party terms continue to apply.
The app may open a Merchant in an in-app browser or redirect you to a third-party app or website. You remain responsible for reviewing the Merchant's checkout, delivery address, final amount and policies. Do not send marketplace passwords, card credentials or OTPs to QwickPe or another user.
Before confirmation, the Platform must show the order value, known mandatory QwickPe charges, estimated settlement conditions and available payment method. Where a partner holds transaction funds, release may depend on delivery confirmation, expiry of the merchant return window, fraud review and resolution of a timely dispute. The partner's terms and settlement times also apply.
QwickPe may pause a transaction or ask the authorised payment partner to maintain a hold where reasonably necessary to investigate suspected fraud, chargebacks or conflicting evidence, subject to law and the Refund & Cancellation Policy.
Any platform, service, membership, convenience or dispute-handling charge will be shown before you commit to the affected transaction. We will not add a mandatory fee through a preselected option or disclose it only after confirmation.
Cardholder commissions or rewards may be taxable income. Each user is responsible for personal tax obligations, while QwickPe may deduct or report tax where law requires. Nothing in these Terms promises that no TDS will apply.
A displayed wallet or balance is a transaction ledger showing amounts that may be locked, pending, disputed, cleared or eligible for payout. It is not a bank account, deposit, prepaid payment instrument or guaranteed cash balance unless an identified authorised provider expressly offers that product under separate terms. Payout requires accurate beneficiary details and may be paused for verification, returns, chargebacks, sanctions or fraud review.
Our Refund & Cancellation Policy forms part of these Terms. Merchant eligibility and banking rails affect timing, but nothing in that policy removes a consumer right or remedy that cannot lawfully be excluded.
You must not use false identity or payment information; make fake purchases or reviews; manipulate rewards; launder money; submit fabricated evidence; misuse chargebacks; scrape or disrupt the Platform; impersonate another person; move a matched transaction off-platform to avoid safeguards; or use another person's payment instrument without authority.
You must not automate deal acceptance; use bots, emulators or scripts to evade limits; interfere with app security; extract source code except where law permits; probe another user's data; upload malware; abuse referrals; create circular or sham transactions; or use QwickPe to obtain cash-like value contrary to an issuer or Merchant rule.
We may investigate, restrict features, suspend an account, preserve evidence, reverse an unpaid benefit, report suspected unlawful conduct or take other proportionate action. A permanent restriction will be based on the circumstances and, where practical and lawful, we will provide a reason and an opportunity to contact support.
You retain ownership of content you submit. When you separately consent to publication of a testimonial, you give QwickPe a non-exclusive, royalty-free licence to host, format for readability, reproduce and display the approved public fields for Platform promotion. We will not materially change the meaning of a review. You may withdraw future publication permission by contacting us; removal may take a reasonable processing period.
Reviews must reflect a genuine experience. QwickPe may verify, reject, label or remove content that is fabricated, incentivised without disclosure, unlawful, abusive or contains another person's private information. Moderation does not mean QwickPe endorses every opinion.
QwickPe branding, original interface, text and software are owned by or licensed to QwickPe. You may use the Platform for personal, lawful purposes but may not copy, sell, reverse engineer or exploit protected material except as law permits.
We grant you a limited, revocable, non-exclusive, non-transferable licence to install and use the official application on devices you own or control for personal use, subject to these Terms and the applicable app-store usage rules. No ownership in the software is transferred to you.
Amazon, Flipkart, bank, card-network, social-platform and publication names or logos belong to their respective owners. Descriptive use does not imply sponsorship, partnership or endorsement. Please send a rights complaint to legal@qwickpe.com with the work, URL and basis of the claim.
Our Privacy Policy and Cookie Policy explain our data practices and choices. Electronic notices, OTP verification and reliable transaction logs may serve as evidence and electronic records to the extent recognised by the Information Technology Act, 2000 and other applicable law; an OTP is not automatically a substitute for every form of statutory signature.
You may receive security, service, deal-expiry, transaction, support and payout communications. Marketing communications require the relevant choice and can be stopped through our unsubscribe page. Push delivery is not guaranteed and you must still check time-sensitive status inside the app.
The Platform is provided on an "as available" basis. To the extent permitted by law, QwickPe does not guarantee uninterrupted availability, a particular discount or saving, successful matching, continued offer eligibility, marketplace performance, delivery time, reward credit or successful transaction. Examples and calculator outputs are estimates, not financial advice or guarantees.
Nothing in these Terms excludes liability or a statutory consumer remedy that cannot be excluded, including liability arising from fraud, wilful misconduct or gross negligence where applicable. Subject to that rule, QwickPe is not responsible for indirect or consequential loss that was not reasonably foreseeable, or for a merchant, issuer or external service acting outside QwickPe's reasonable control.
Where a monetary cap is lawful, QwickPe's aggregate liability for a claim will not exceed the higher of the QwickPe fees you paid for the affected transaction or the amount otherwise required by applicable law. This cap does not reduce an amount actually held for you or a refund you are legally entitled to receive.
To the extent permitted by law, you will reimburse QwickPe for reasonable, evidenced losses arising directly from your fraud, wilful misuse, infringement of another person's rights or material breach of these Terms. This does not require a consumer to indemnify QwickPe for QwickPe's own breach, negligence or unlawful conduct.
You may stop using the Platform and request account closure, subject to unresolved transactions and legally required records. QwickPe may suspend a feature or account for security, suspected fraud, legal compliance or material breach. We will give notice where reasonably possible unless doing so would create a security risk or violate law.
We may change or discontinue features. Material changes affecting an existing transaction will not be applied retrospectively unless required by law or necessary to prevent harm.
You may request account and personal-data deletion through the app where available or at our account deletion page. Uninstalling the application does not cancel an order, stop a payout, close the account or itself delete data. Open transactions, disputes and legally required records may delay or limit deletion as explained in the Privacy Policy.
We will post the new effective date and give prominent or direct notice of material changes. Where law or the nature of a change requires fresh acceptance, we will request it rather than treating silence as agreement.
Indian law governs these Terms. Please first contact the Grievance Officer so we can try to resolve the issue. Nothing here limits your right to approach a consumer commission, regulator, court or other forum that has jurisdiction under applicable law. For disputes where parties may validly choose a court, courts at Varanasi, Uttar Pradesh will have jurisdiction.
If a provision is unenforceable, it will be limited only as much as necessary and the remainder will continue. Delay in enforcement is not a waiver. You may not transfer an account without consent; QwickPe may transfer these Terms as part of a genuine merger, restructuring or business transfer with appropriate notice and without reducing statutory rights.
You should install QwickPe only from an official listing we identify. Device, operating-system, network and app-version compatibility may affect features. We may release security or functional updates and may stop supporting an outdated build after reasonable notice where continued operation would be insecure or impractical.
Google Play and, after an iOS launch, Apple distribute the app but do not operate the QwickPe marketplace or become responsible for transactions between users, Merchants or service providers. App-store terms may additionally govern download, updates and store-billed purchases. If QwickPe later offers a digital subscription or in-app digital item, the checkout and refund terms displayed for that product and applicable store-billing rules will apply.
For an iOS version, to the extent required by Apple's standard distribution terms: the licence is between you and QwickPe, not Apple; Apple has no obligation to provide maintenance or support; QwickPe is responsible for legally required warranties and product claims; and Apple and its subsidiaries are third-party beneficiaries of the iOS licence.
A referral, cashback, leaderboard, promotional credit or reward may have separate eligibility, validity, cap, verification and expiry rules shown in the app. It has no cash value until cleared and made eligible for payout. We may withhold or reverse an unearned benefit connected with cancellation, return, duplicate accounts, self-referral, collusion, abuse, chargeback or an invalid Merchant order after a fair review.
Support content is operational assistance, not financial, tax or legal advice. When evidence is requested, submit only relevant, authentic records and redact unrelated personal or payment credentials. Estimated timers and status labels depend on device time, network and external systems; a delayed notification does not extend a Merchant, issuer or dispute deadline unless we confirm that extension.
“EMI without credit card” and similar payment-flexibility concepts are not an offer or approval of credit unless a live screen identifies the regulated lender or authorised provider, key facts statement, total cost, interest and charges, tenure, eligibility, grievance channel and separate binding terms. QwickPe is not itself a lender and does not guarantee approval. Do not rely on a roadmap, mockup or marketing example as a credit commitment.
Website screenshots and store images may show illustrative balances, products, users, dates, Merchants or features. They demonstrate interface flows and are not proof of a user's actual earnings, a current product price, an available Merchant partnership or a promised return. The installed build, live eligibility checks and transaction summary control.
In these Terms: “Buyer” means a user seeking to place or fund an eligible purchase; “Cardholder” means a user who voluntarily elects to use an authorised payment card for an eligible matched transaction; “Deal” means the Platform workflow that records a proposed or accepted Buyer–Cardholder transaction; “Merchant” means the independent marketplace, seller or service provider that lists, sells, fulfils or refunds the underlying product; “Payment Partner” means an identified bank, payment aggregator, gateway or other regulated/authorised provider; “PRO Plan” means a deal-based entitlement displayed in the app and not a recurring monthly subscription unless expressly stated otherwise; and “Wallet” means QwickPe's internal transaction ledger, not a bank account or stored-value instrument.
“Including” means “including without limitation”. A reference to a law includes amendments, replacement legislation and subordinate rules when applicable. Headings are for convenience and do not narrow a clause. If a transaction-specific disclosure conflicts with a general description, the transaction-specific disclosure controls for that transaction; however, no contract term excludes a mandatory statutory right.
The detailed Payments, Wallet, Earnings & Settlement Policy forms part of these Terms. It explains quotes, authorisation, captured and failed payments, reconciliation, wallet states, withdrawal checks, beneficiary details, tax records, reversals and chargebacks.
QwickPe does not warehouse, package, ship, install, warrant or service Merchant products. Delivery estimates, serviceability, stock, seller identity, invoice, warranty, replacement eligibility and return pickup are controlled by the Merchant and seller. The Buyer must maintain access to the delivery address and inspect the product promptly. The Cardholder must not redirect delivery, withhold a Merchant invoice or interfere with a lawful return.
A Merchant delay, failed delivery, counterfeit allegation, product defect or warranty claim must first be raised through the Merchant's available process where appropriate. QwickPe will provide Deal records reasonably available to it and coordinate the associated QwickPe settlement, but cannot compel an independent Merchant, issuer, courier or manufacturer to reach a particular outcome.
The Cancellation, Return, Replacement & Refund Policy is incorporated into these Terms. Cancellation or return of the Merchant order does not automatically cancel a separate Payment Partner charge, reverse a non-refundable third-party charge or establish that a Merchant refund has reached the Cardholder. Users must promptly update the Deal, preserve Merchant communications and comply with the deadline shown by the Merchant and Platform.
A Buyer must return the correct item with all required accessories, packaging and serial-number integrity. A Cardholder who receives a Merchant refund connected to a Deal must truthfully confirm receipt and cooperate with the corresponding Buyer refund and Wallet adjustment. Neither user may retain both the economic benefit and a refund where that would create unjust enrichment.
The PRO Plans, Promotions & Referral Terms form part of these Terms. Unless a purchase screen expressly states otherwise, PRO Plans are deal-based entitlements with a fixed quota of qualifying successful Deals and no automatic recurring debit. A plan may be role-specific (Buyer, Cardholder or both); only a qualifying Deal completed after activation and under the displayed eligibility rules consumes or receives the relevant benefit.
Prices, included Deal quota, extra saving/earning percentages and eligibility are shown before payment. Examples are illustrations rather than guaranteed savings or income. Failed, cancelled, returned, fraudulent, test-mode or otherwise disqualified Deals do not create an entitlement to earnings and may be excluded from quota treatment as the applicable screen explains.
You authorise service communications necessary to authenticate, secure and operate your account and Deals, including OTPs, payment/deal status, refund, payout, security, policy and support notices through the app, push notification, SMS, WhatsApp, email or telephone using the contact details you provide. Carrier/data charges may apply. Transactional or security messages may continue even after you opt out of marketing.
Promotional messages require the applicable consent or other lawful basis. You may use the message's unsubscribe facility, the website unsubscribe page, notification settings or support channel. Withdrawal applies prospectively and may take a reasonable period to propagate through queued campaigns and providers.
To protect users and reconcile financial events, QwickPe may maintain server-side timestamps, consent versions, device/session security records, Deal state transitions, payment-provider references, wallet entries, notifications, Merchant/order identifiers, evidence submissions, admin actions and support correspondence. Unless law requires otherwise, a record is evidence to be assessed with all surrounding facts and is not automatically conclusive merely because it was generated electronically.
Users must review statements and Deal history and notify support without unreasonable delay after finding an error. QwickPe may request a bank statement excerpt, Merchant refund reference, invoice, order status, unboxing evidence or other relevant material. Redact unrelated transactions and never submit CVV, PIN, password or OTP. We may reject altered, irrelevant, unlawfully obtained or unsafe files.
The Platform may use device identifiers/fingerprints, login history, session expiry, OTP attempt limits, transaction PINs, biometric controls stored by the device operating system, app integrity signals, push tokens, IP address and fraud rules. These controls reduce risk but do not make an account immune from compromise. You must secure your device and SIM, install official updates, use screen lock, verify URLs and immediately report unauthorised access or a lost device.
Biometric authentication, where offered, is performed through the operating system; QwickPe ordinarily receives a success/failure result rather than your fingerprint or face template. Rooted, modified, automated or unsafe devices may be restricted where proportionate to the risk. Security research must not access another person's data, disrupt production or involve extortion; responsible reports may be sent to legal@qwickpe.com.
The Platform may use rules, extraction tools or machine-assisted systems to identify product information, classify bank offers, calculate Deal economics, detect duplicate/fraud patterns, prioritise support or suggest content. Merchant pages and offer language can be incomplete or change quickly, so automated output may be wrong. The final live checkout, issuer terms, transaction summary and server calculation prevail.
We do not use an automated score to promise a loan or final credit decision. A materially adverse account, payment, payout or dispute action may be reviewed through support where appropriate; security controls may limit the detail we can disclose if doing so would enable evasion or expose another person's data.
Restrictions may be feature-specific, temporary or permanent depending on severity, repetition, risk and available evidence. We may pause Deal acceptance, payment, withdrawal, referral or communications while investigating. Where lawful and safe, we will state the general reason and available corrective action. You may appeal through the Grievance Redressal Mechanism with the relevant reference and evidence.
Suspension does not extinguish an eligible refund, validly earned amount, tax record, open complaint or obligation to cooperate with a return/chargeback. We may set off or reverse only amounts reasonably connected to an error, refund, duplicate, fraud, chargeback or other contractual/legal basis and will preserve an auditable ledger entry.
Service may be affected by Merchant/issuer outages, banking downtime, telecom failure, cloud disruption, cyber incident, natural disaster, governmental action, labour disturbance or other event beyond reasonable control. We will use reasonable efforts to preserve transaction records, reconcile in-flight payments and communicate material impact; this clause does not excuse an obligation that law makes non-excludable.
If a feature or the Platform is discontinued, we may stop new transactions, provide a reasonable wind-down process for open Deals, refunds, eligible withdrawals and privacy requests, and retain required records. Account closure is subject to the Account & Data Deletion Policy.
These Terms, the Privacy Policy, transaction disclosures and policies expressly incorporated here are the complete Platform agreement, without displacing the independent Merchant, issuer or Payment Partner contract. If translations are offered, the English version controls to the extent permitted by law unless expressly stated otherwise. Invalid provisions are severed or narrowed; failure to enforce once is not a waiver.
Clauses that by nature should continue—including payment/refund adjustments, intellectual property, records, tax, dispute, liability, indemnity, confidentiality, fraud investigation and data retention—survive account closure. A change will not retroactively remove a benefit already finally earned or a mandatory consumer remedy.
The careers page may display a coming-soon state, open roles or an application form according to QwickPe's current hiring status. A submission is an expression of interest and does not create employment, an interview entitlement, an offer, agency or other contractual relationship. Applicants must provide accurate information they are authorised to share and must not submit confidential material belonging to another employer or person. QwickPe does not charge an application, interview, onboarding or certificate fee through an unsolicited message; suspected recruitment fraud should be reported through the official contact details on this domain.
A QwickPe certificate is valid only to the extent stated on the certificate and only while the official verification service reports an active matching record. A certificate ID, visual design, screenshot or printout alone is not proof of validity. Records may expire or be revoked for error, fraud, breach of programme requirements or another documented reason. You must not alter a certificate, misstate its scope, copy another person's ID, defeat verification controls or imply that a completion/recognition certificate is a government licence, academic degree or professional accreditation unless the certificate expressly says so.
Entity: QwickPe Tech LLP
Grievance Officer: Abhijeet Singh
Legal: legal@qwickpe.com
Support: support@qwickpe.com
Phone / WhatsApp: +91 91960 25102 · Chat on WhatsApp
Address: Araji No. 499, Pisaur, Shivpur, Varanasi, Uttar Pradesh 221003, India
Complaint target: acknowledgement within 48 hours and a substantive response within 30 days, subject to applicable law.