PRO Plans, Promotions & Referral Terms

1. Scope

These terms govern QwickPe PRO Plans, free or paid promotions, referral codes/links, one-time discounts, rewards, campaign bonuses and leaderboards. They supplement the Terms of Service. A live plan/campaign screen may add price, quota, dates, caps and eligibility; those specific terms control that offer but do not remove mandatory rights.

2. PRO Plans are deal-based

Unless the purchase screen expressly says otherwise, a QwickPe PRO Plan is a prepaid, deal-based entitlement—not a monthly subscription. It includes a fixed number of eligible successful Deals and has no automatic recurring debit. When the quota reaches zero the Plan ends; you decide whether to purchase again. A legacy or promotional expiry date, if displayed, also applies.

3. Plan types and role eligibility

A Plan can apply to Buyer activity, Cardholder activity or both. Buyer PRO can affect the Buyer share/benefit on qualifying Buyer Deals; Cardholder PRO can affect the Cardholder share/priority on qualifying Cardholder Deals; an Ultimate or combined Plan may cover both. The exact plan name, price, quota, role, benefit and any cap shown before payment form the purchase description.

4. Purchase and activation

1. Select the Plan while signed into the intended account.
2. Review final price, tax/fee, included Deals, role and upgrade treatment.
3. Complete Payment Partner authentication.
4. Activation occurs only after verified/captured provider truth, even if the app closes.
5. A receipt and server-side entitlement record are created. Test-mode/manual grants are not a paid purchase.

If payment is debited but activation is absent, do not repurchase until support reconciles the provider reference.

5. Quota consumption

A quota unit is consumed only according to the live rules and server evidence for a qualifying successful Deal in the matching role. The system uses deterministic Deal/role records to prevent double consumption. Pending, failed, expired, cancelled, returned, test, fraudulent or otherwise disqualified activity ordinarily does not remain a qualifying success. A reversal may restore quota if the original consumption is unwound; restoration is not a cash payment.

6. Benefits are not guaranteed returns

PRO changes eligible Deal economics or priority; it does not guarantee Merchant inventory, a bank offer, a Cardholder match, purchase approval, a minimum saving, income, employment or investment return. Examples depend on product price, offer cap, issuer eligibility, fees, transaction completion and plan configuration. QwickPe may correct a manifest calculation error before final settlement and will show material rule changes prospectively.

7. Upgrades, combinations and account limits

An upgrade may replace, combine or add to an active quota as described on the confirmation screen. Any upgrade discount, carried quota, plan role and new total must be shown before payment. Plans are personal to the account, non-transferable and cannot be pooled, resold or converted to cash. Closing/deleting an account does not create a right to transfer remaining quota.

8. Cancellation and refunds

Because a Plan activates as a digital entitlement after verified payment, it is not automatically refundable merely because expected Deals were unavailable or the user changed their mind. QwickPe will refund or correct a duplicate, failed-but-captured, unauthorised or wrongly priced Plan payment where verified, and will provide any mandatory statutory remedy. A request made before any benefit/quota use may be reviewed case-by-case; the purchase screen and provider status apply. Consumed benefits, promotional grants and manual complimentary access have no cash value.

9. Plan suspension and discontinuation

Plan access may be paused with the account for fraud, security, chargeback or Terms breach. Suspension does not allow QwickPe to take a validly purchased unused entitlement without a contractual/legal basis. If QwickPe permanently discontinues a paid Plan without providing substantially equivalent use, it will provide a reasonable migration, extension, pro-rata remedy or other legally appropriate resolution for unused paid entitlement.

10. Referral attribution

A referral code/link must be applied through the supported flow and accepted by the server. Attribution can be limited to a new/eligible user, first valid referrer, one device/household/payment relationship or campaign window. A code shown in a message is not sufficient if it was not recorded. Users must not misrepresent themselves as QwickPe staff, a bank or a guaranteed-income agent.

11. Qualifying referral event

A sign-up alone may not qualify. The campaign may require verified onboarding and a first eligible Deal that successfully completes settlement after the return/fraud window. Rewards can appear as available, reserved, pending, consumed, locked or settled. A cancelled/returned/charged-back/fraudulent Deal can release a reserved discount or reverse an unsettled reward.

12. Prohibited referral conduct

• self-referral or referral among accounts controlled by the same person to multiply benefits;
• false identities, disposable numbers/emails, emulators, device resets or account deletion/re-registration to appear new;
• purchasing referrals, unsolicited mass messaging, misleading earnings claims or placing codes on prohibited coupon/spam channels;
• circular/sham Deals, fabricated evidence, coordinated cancellation/return or chargeback abuse;
• using another person's device/payment details without authority or offering to share OTP/PIN/card credentials.

13. Promotional discounts and rewards

A discount may be one-time, reserved to a Deal and restored after a genuine failed/cancelled Deal if not consumed. A reward may remain locked until the qualifying Deal settles. Campaign caps may apply per account, device, instrument, address, household, referrer, time period or total budget. “Up to” is a maximum, not a promise. Unless expressly stated, promotions cannot be stacked, transferred, exchanged for cash or combined with another code.

14. Leaderboards and contests

Rankings are provisional until duplicate, test, return, chargeback and fraud activity is excluded. Campaign rules specify metric, dates, time zone, tie-break, prize, tax, verification and announcement. QwickPe may correct rankings and disqualify manipulated activity with evidence. A public display should use a privacy-limited name/identifier. Prize recipients are responsible for eligibility and tax, while QwickPe makes required deductions/reports.

15. Influencers, affiliates and disclosures

A user receiving money, free access, enhanced reward or another material benefit for promotion must clearly and prominently disclose that connection and comply with advertising/endorsement law and platform rules. No promoter may guarantee income, conceal conditions, fabricate testimonials, use bank/merchant logos as endorsement, or claim QwickPe is RBI-approved, a bank, lender or investment product.

16. Anti-abuse review and appeals

QwickPe may use device/referral relationships, timing, identity/contact, Deal, payment, return and settlement patterns to detect abuse. A reward can be held while reviewed. We may ask for proportionate verification, explain the general reason where safe and allow an appeal with relevant evidence. Detection logic may remain confidential to prevent circumvention.

17. Changes and campaign end

Plan terms purchased for a stated quota are not retroactively reduced without an appropriate remedy. New Plans/campaigns can use updated terms. A free promotion may be changed or ended for budget, partner withdrawal, abuse, technical failure or law, but a benefit already finally earned will be honoured unless obtained through error, fraud or disqualifying activity.

18. Payments, privacy and complaints

Plan payments follow the Payments & Wallet Policy. Data follows the Privacy Policy. Refunds follow the Cancellation & Refund Policy. For a missing activation/quota/reward, send the account, receipt/campaign, Deal reference and expected result to support@qwickpe.com; escalate under the Grievance Redressal Policy.

19. Contact